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Turning fear into hope

Africa’s farmers grow 80% of the continent’s food, yet only 3% are insured. Climate change is making farming riskier,
with unpredictable weather events wiping out entire harvests.  

 

 At myUbuntu, we are democratising parametric insurance: making it Africa-first and farmer-centric by
giving farmers access to the protection they deserve and empowering insurers with the tools to scale.

Blockchain-Powered Platform

MyUbuntu’s end-to-end platform is blockchain-powered and API-based, designed to deliver transparency, trust, and efficiency across the insurance value chain. With built-in calculation engines, data pipelines, and payment gateways, we automate every step—from policy pricing and monitoring to calculating and executing payouts, notifying clients, and generating reports. With our platform, insurers save on costs and can focus on what they do best: managing risk, growing their business, and providing solutions for farmers to thrive and agri-value chains to flourish.

Unique Features:

  • Automated pricing, trigger assessment &
    payouts
    – for reduced costs and errors

  • Near-real-time weather monitoring – with
    embedded climate data for reliable triggers

  • Integrated premium collection & payouts –
    via mobile money, bank transfer and more

  • Smart contracts – transparency and security
    built into your business through our
    blockchain-based system

  • Scalable cloud infrastructure – so the
    platform grows with you, and scale never
    holds you back

  • Customisable dashboard & automated risk
    reports –
    improved portfolio visibility, for no
    surprises and better reinsurance pricing

  • Direct farmer communication (SMS) – for
    deepening trust & increasing renewals

Unique Features:

  • Instant Payouts: Payments triggered automatically when weather events occur.

  • Affordable Premiums: Insurance designed to be cost-effective for farmers of all scales-

  • Transparent & Simple: Clear policies with no hidden complexities.

  • Tailored Solutions: Designed for local conditions and farmers’ specific needs.

  • Scalable: Works seamlessly for one farmer or one million, with no extra fixed costs.

  • Data-Driven: Leveraging decades of satellite and meteorological insights.

Parametric Insurance Products

myUbuntu's insurance products protect farmers from the key climate risks they face. Leveraging decades of cutting-edge satellite and meteorological data, we deliver reliable, affordable, and locallytailored insurance products. All our products are parametric, based on independent data and predefined weather triggers. That means no costly claims investigations,instant payouts, transparent policies, and scalable risk-reduction solutions.

Agribusiness Risk Solutions

MyUbuntu helps agribusinesses turn climate risk into resilience by protecting the farmers they work with - safeguarding revenues and enabling growth with confidence. By integrating insurance directly with loans, input financing, or supply contracts, banks, cooperatives, input providers, and offtakers can protect both their business and the farmers they depend on. Working with trusted insurance partners, we leverage our parametric insurance products and blockchain-powered platform to deliver tailored coverage, transparent contracts, and instant payouts - reducing defaults, stabilising cash flows, and strengthening farmer trust.

Unique Features:

  • Stabilise revenues: Lower default rates & supply chain disruption

  • Tailored Policies: Coverage designed for the specific weather risks and needs of your farmers.

  • Greater security: Expand your portfolio with peace of mind

  • Increased farmer loyalty: unique value-added service, with transparent protection and instant
    payouts

  • Support farm development: fuel farmers' development so that you can grow with them

  • Enhanced reputation: Position your business as a leader in agricultural development & climate
    resilience

Partner with Us

Join us in transforming the future of African agriculture. At myUbuntu, we provide the tools, technology, and expertise to create market-ready parametric insurance products that safeguard farmers and strengthen economies. Whether you're an insurer looking to expand your portfolio or a bank aiming to support resilient farming communities, partnering with us means more than business—it’s an investment in impact, innovation, and sustainability.

Partner with Us

Join us in transforming the future of African agriculture. At myUbuntu, we provide the tools, technology, and expertise to create market-ready parametric insurance products that safeguard farmers and strengthen economies. Whether you're an insurer looking to expand your portfolio or a bank aiming to support resilient farming communities, partnering with us means more than business—it’s an investment in impact, innovation, and sustainability.

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